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@media(min-width:1500px){.intro{padding-top:65px}}@media(max-width:1000px){.container{width:calc(100% - 64px)}.feature-copy{padding:28px}.feature-art{padding:25px}.article-grid{gap:24px}.article-card h3{font-size:25px}.card-bottom{align-items:start;flex-direction:column}.library-controls{align-items:start;flex-direction:column}.sort-label{flex-direction:row;align-items:center;gap:12px}}@media(max-width:700px){.container{width:calc(100% - 40px)}.masthead{min-height:90px;gap:12px}.brand>span{font-size:23px}.brand small{font-size:9px;letter-spacing:.14em;margin-top:7px}nav{gap:17px;font-size:13px}.intro{padding:37px 0 30px}.intro .eyebrow{font-size:10px}.intro h1{font-size:38px}.intro>p:last-child{font-size:17px;margin-top:18px}.desktop-br{display:none}.feature{grid-template-columns:1fr}.feature-copy{padding:25px}.feature h2{font-size:32px}.feature-copy>.eyebrow{margin-bottom:16px}.feature-art{padding:20px 30px;min-height:260px}.curve-visual{max-width:380px}.curve-visual svg{margin-top:10px}.curve-visual>p{font-size:21px}.chart-top{font-size:11px}.feature-bottom{gap:14px}.recent{padding:42px 0}.section-head{align-items:start;flex-direction:column;gap:16px;margin-bottom:22px}.section-head h2{font-size:33px}.article-grid,.library-grid{grid-template-columns:1fr;gap:10px}.article-card h3{font-size:29px}.card-bottom{flex-direction:row;align-items:center}.article-card{padding:24px 0}.author-strip{padding:33px 0 40px;align-items:start;flex-direction:column;gap:22px}.footer-top{flex-direction:column;gap:20px}.footer-bottom{flex-direction:column;gap:6px}.article-heading{margin-top:30px}.article-heading h1{font-size:39px}.article-subtitle{font-size:19px}.byline{flex-wrap:wrap;gap:12px}.dates{width:100%;text-align:left;margin-left:54px}.reading-body{font-size:18px;margin-top:27px}.reading-body .summary-box{padding:22px;margin-bottom:32px}.reading-body section{margin:35px 0}.reading-body section h2{font-size:31px}.reading-body blockquote{font-size:28px}.formula{padding:24px}.formula>strong{font-size:25px}.reading-body .article-sign{padding:26px}.related{padding-top:35px}.library{padding-top:37px}.library .eyebrow{font-size:10px}.library-controls{gap:18px}.filters button{font-size:12px;padding:10px}.library .lead{font-size:17px}.meta{gap:6px 10px}.search-row .button{padding:12px 17px}}@media(max-width:370px){.container{width:calc(100% - 32px)}.brand>span{font-size:21px}nav{gap:12px;font-size:12px}.intro h1{font-size:35px}.article-heading h1{font-size:36px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}@media print{body{background:white;color:#172536;font-size:12pt}.site-header,.site-footer,.share-row,.related,.back-link,.article-sign .button,.article-sign .text-link{display:none!important}.container{width:100%}.article-heading{margin-top:0}.reading-body{font-size:12pt;max-width:none}.article-heading h1{font-size:30pt}.reading-body section{break-inside:auto}.reading-body h2{break-after:avoid}.formula,.article-sign,.result{print-color-adjust:exact;-webkit-print-color-adjust:exact}a{overflow-wrap:anywhere}.summary-box{break-inside:avoid}}
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160px);margin-left:-80px!important}.simulator-content{border:1px solid var(--line);background:white;padding:32px}.simulator-content .kicker{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:#726321}.simulator-content h2{margin-top:15px}.simulator-content .lede{font-size:17px;color:var(--muted)}.simulator-content .status{font-size:13px;border-left:2px solid #a39152;padding-left:14px;margin:24px 0}.presets{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}.presets button{font-size:12px;padding:9px 12px;background:var(--paper);border:1px solid #b7bebf;color:var(--navy);border-radius:2px}.sim{display:grid;grid-template-columns:1fr 1fr;gap:30px}.sim .field{margin-bottom:23px}.field label{font-size:14px;line-height:1.5;display:block;margin-bottom:8px}.field input[type=text],.field select{width:100%;min-width:0;font-size:19px;padding:11px 12px;color:var(--ink);border:1px solid #adb6bd;border-radius:2px;background:white}.field 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.monthly{font-size:13px;line-height:1.6;border-top:1px solid #53677b;padding-top:19px;margin-top:24px}.result .note{font-size:12px;line-height:1.7;color:#d0d9e3;margin-top:17px}.sim-note{font-size:15px;color:var(--muted);margin-top:28px!important}.reading-body details{border-top:1px solid var(--line);margin-top:22px;font-size:15px}.reading-body summary{cursor:pointer;padding:16px 0;color:var(--navy);font-size:15px;line-height:1.6}.detail-body{font-size:14px;padding:10px 0 20px}.calc-details p{font-size:13px;line-height:1.7}.sim .error{font-size:13px;color:#a53222}.field.invalid input{border:2px solid #a53222}.actions{margin-top:24px}.actions button{padding:11px 17px;border:1px solid var(--navy);background:var(--navy);color:white;font-size:14px;border-radius:2px}.nojs-note{font-size:14px;background:#f0e5c0;padding:14px 18px;margin:20px 0}body:has(.simulator-section) .article-heading{max-width:880px}.fee-faq summary{font-size:19px;font-family:var(--serif)}
@media(max-width:1000px){.simulator-section{width:100%;margin-left:0!important}.sim{gap:22px}.simulator-content{padding:25px}}@media(max-width:700px){.guide-links{grid-template-columns:1fr;gap:10px}.guide-links a{font-size:23px;padding:15px 0}.card-cover{margin-bottom:22px}.calendar-panel{grid-template-columns:110px 1fr}.calendar-panel>div{padding:18px}.calendar-panel b{font-size:64px}.calendar-panel h3{font-size:24px}.calendar-panel p{font-size:14px}.concept-list>div{grid-template-columns:1fr;gap:10px}.concept-list h3{font-size:25px}.about{padding:38px 0 50px}.about-intro{grid-template-columns:1fr;gap:30px}.about .lead{font-size:19px}.about-card{padding:27px}.about-story{margin-top:30px}.info-page{padding-top:36px}.sim{grid-template-columns:1fr}.simulator-content{padding:22px}.simulator-section{width:calc(100% + 8px);margin-left:-4px!important}.result{position:static}.result .amount{font-size:39px}.result .bar-caption{font-size:12px}.presets button{min-height:42px}.price-example{padding:22px}.guides{padding-top:30px}.intro{padding-bottom:32px}}
@media print{details .detail-body{display:block}.simulator-section{width:100%;margin-left:0!important}.simulator-content{padding:15px}.result{position:static}.no-print,.presets,.actions{display:none!important}.field input[type=range]{display:none}.result .amount{font-size:23pt}.sim{grid-template-columns:1fr 1fr;font-size:10pt}.print-comparison .article-heading,.print-comparison .reading-body>section:not(.simulator-section),.print-comparison .summary-box{display:none!important}.print-comparison .reading-body,.print-comparison .simulator-section{margin:0!important}.price-example{break-inside:avoid}.nojs-note{display:none}}
.card-cover{height:auto}.small-contact{margin-top:18px!important;font-size:13px!important}.meta{font-size:13px}.filters button,.presets button{font-size:14px}.reading-body .result .bar-caption{font-size:12px}@media(max-width:700px){.filters button{font-size:13px}.presets button{font-size:13px}.masthead{flex-wrap:wrap;padding:20px 0}.meta{font-size:12px}}

.sim-shortcut{max-width:820px;margin:22px auto 0}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* Retrato profissional fornecido pelo autor. */
.author-portrait{display:block;width:176px;height:216px;object-fit:cover;object-position:50% 18%;flex:none;border-radius:2px}.author-description{flex:1}.author-strip{gap:34px}.author-strip>.button{flex:none}.about-portrait{margin:0;max-width:390px;width:100%;justify-self:end}.about-portrait img{display:block;width:100%;height:auto;border-radius:2px}.about-details{display:grid;grid-template-columns:1.3fr 1fr;align-items:start;gap:75px;margin-top:55px}.about-details>.about-story{margin-top:0}.about-details>.about-story h2:first-child{margin-top:0}.about-intro{align-items:center}.about-intro>.about-story{margin-top:25px}
@media(max-width:1000px){.author-strip{flex-wrap:wrap;gap:25px}.author-strip>.button{margin-left:201px}.about-details{gap:35px}.about-intro{gap:40px}.about-portrait{max-width:340px}}
@media(max-width:700px){.author-strip{display:grid;grid-template-columns:100px minmax(0,1fr);gap:20px}.author-portrait{width:100px;height:140px;align-self:start}.author-strip h2{font-size:29px}.author-strip .eyebrow{font-size:10px}.author-strip p:not(.eyebrow){font-size:15px}.author-strip br{display:none}.author-strip>.button{margin-left:0;grid-column:1/-1;justify-self:start}.about-intro{grid-template-columns:1fr;gap:30px;align-items:start}.about-portrait{grid-row:1;justify-self:start;max-width:280px}.about-details{grid-template-columns:1fr;gap:30px;margin-top:35px}.about-details>.about-card{margin-top:10px}}
@media print{.about-portrait{max-width:230px}.author-portrait{width:100px;height:130px}}